While insurance may not be top of mind as you and your student prepare for their time as a Wolverine, having adequate coverage is an important part of well-being, especially for college students away from home.

Before your student arrives on campus, it is a good idea to check with your insurance companies to determine coverage for your student when they are here, including health insurance and property insurance. While most students pay a health service fee (HSF), automatically built into tuition, this is not the same as health insurance.

If your student needs insurance, learn more about available options below.

U-M Domestic Student Health Insurance Plan
Available to current U-M students and their dependents.

U-M Tuition Refund Insurance
Tuition refund insurance for Ann Arbor students. This insurance must be purchased by the first day of classes.

U-M Travel Abroad Health Insurance
Current students, faculty, and staff from all U-M campuses who travel abroad for university-related purposes must have U-M travel abroad health insurance. It is also available for personal/leisure travel.

Uninsured? Get Help to Find Health Insurance Now
Students who do not have health insurance may be eligible for Michigan Medicaid.

Renters Insurance
This is available for students living on and off campus. Check with your own renters or homeowners insurance to confirm if your student’s personal possessions will be covered while in Ann Arbor. If not, consider a plan through GradGuard.